Module 18: E&O for Design Professionals
This module explores the functions of design professionals and design firms and the various types of services they provide. It explains various categories of design disciplines and types of professional liability exposures applicable to them. Pertinent legal concepts are explored, including the sources of professional liability exposures for design professionals, the impact of various legal concepts on that liability, and the types of claims they generate. The underwriting factors for design professionals, sample applications and policies, and a sample rating exercise are presented. The module details common coverage features and key sections and provisions of PL insurance policies for design professionals. Claims management issues, including key considerations in defending claims and risk management programs for design professionals are also reviewed. Current issues and trends, including emerging types of exposures and frequency and severity trends conclude the module.
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