Cyber Session: Soft Market, Hard Question: The State of Cyber Insurance?

The cyber market has moved past the rate-driven cycles that defined its early years. Capacity, pricing, and appetite are now shaped by a different set of forces: AI-enabled threats, systemic and aggregation concerns, evolving regulation, and a litigation landscape that keeps producing new claim types. This session cuts through the headlines to show where the market stands heading into 2027 and where it is likely going next. Drawing on claim trends and frontline experience, we will look at what is really driving frequency and severity, how carriers are responding on underwriting and coverage, and what that means for policyholders, brokers, and counsel. Attendees will leave with a clear read on the market and practical takeaways for the year ahead.