Professional Liability Evolution & Concepts

This session provides a practical introduction to how professional liability developed, what legally defines a “profession,” and the primary sources of liability professionals face from statute and contract to common law duties. We will explore core insurance concepts including negligence elements, policy structure, claims-made mechanics, underwriting fundamentals, and key coverage considerations that distinguish professional liability from other liability forms. Real-world case studies (US and UK) bring defenses, damages, and policy triggers to life.