Understanding the Commercial General Liability Policy

For UK practitioners dealing with US or cross-border exposures, this session demystifies the CGL policy’s structure, operation, and legal environment. We will explore how Coverage A and B operate, major exclusions, occurrence triggers, additional insured mechanics, and the role of excess and umbrella policies. Special focus is given to uniquely American doctrines such as the duty to defend, long-tail trigger litigation, and jury-driven awards so participants can better navigate US-based risks.