Vivian Beqaj Freedman

Vivian is a licensed attorney (NY, NJ) and an experienced claims executive whose career spans healthcare, high-exposure casualty, professional lines, cyber, and directors & officers. For the past 11 years, Vivian has led Liberty Mutual’s U.S. professional liability and cyber claims teams; six years ago, she added oversight of D&O. With a focus on cyber, Vivian guides teams through fast-moving incidents and complex claims, aligning technical, legal, and business stakeholders to achieve pragmatic outcomes. Drawing on experience at every level of claims, Vivian brings a cross-line vantage point to anticipate emerging risks and manage the interplay among coverage, litigation, and regulatory considerations.