Executive Summary: The Betterley Report’s Cyber Insurance for Healthcare Market Survey—2025

The cyber market for healthcare is shifting fast, and the latest Betterley Report, Cyber Insurance for Healthcare Market Survey—2025, gives you the edge you need. This year’s survey shows that rates are easing for specific segments. However, the market remains concerned about large-scale breaches in the sector and the ongoing increase in ransomware attacks.

This issue dives into how 15 major cyber insurers are actually approaching cyber coverage in the healthcare sector right now, with over 80 pages of tables that show each insurer’s coverage terms, underwriting appetite, sublimits, triggers, exclusions, and emerging AI-related language. You will see how their cyber products differ in terms of data privacy, extortion, social engineering, regulatory penalties, and business interruption. You will also learn about the risk-management services they offer.

The level of granularity isn’t available anywhere else. If you place, underwrite, or manage cyber programs for healthcare clients, this report is the playbook. All specialty lines insurance professionals should read the report today to master the cyber insurance for the healthcare market!

You can read a sample portion of the executive summary in PDF form below and order the full report here.

Cyber Insurance for Healthcare Market Survey (Oct 2025) – PLUS Summary

Meet the Author

Richard Betterley, LIA, is the president of Betterley Risk Consultants (BRC), an independent insurance and alternative risk management consulting firm. BRC, founded in 1932, provides independent advice and counsel on matters important to the commercial property and casualty insurance industry and its customers, alternatives to traditional insurance, and related services throughout the United States. It does not sell insurance or related services. Mr. Betterley is a frequent speaker, author, and expert witness on specialty insurance products and related services. He is a member of the Professional Liability Underwriting Society.

He joined the firm in 1975. Mr. Betterley created The Betterley Report in 1994 to be the objective source of information about specialty insurance products. Now published six times annually, The Betterley Report is known for its in-depth coverage of management liability, cyber risk, privacy, intellectual property, and media insurance products.